Rates comparisons

Loan Factory vs. Wells Fargo

Rates as of Thursday, February 29 2024 at 5:00 PM (Pacific Time)

Wells Fargo
Rate 6.125% (APR=6.144%) 6.5% (APR=6.71%)
Points / Credits $394 $7,364
Payment $1,215 $1,264
Saving over 30 years $24,610 $0

(Assumptions: Purchase price: $267,000. Loan amount: $200,000. ZIP code: 77072, Credit 740+. Single Family Residence. Primary Residence. 30-day lock)

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Loan Factory vs. Chase

Rates as of Thursday, February 29 2024 at 5:00 PM (Pacific Time)

Chase
Rate 6.25% (APR=6.258%) 6.875% (APR=6.983%)
Points / Credits $243 $2,853
Payment $1,847 $1,971
Saving over 30 years $47,174 $0

(Assumptions: Purchase price: $375,000. Loan amount: $300,000. ZIP code: 77072, Credit 740+. Single Family Residence. Primary Residence. 30-day lock)

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Loan Factory vs. Citibank

Rates as of Thursday, February 29 2024 at 5:00 PM (Pacific Time)

Citibank
Rate 5.99% (APR=5.995%) 6.875% (APR=7.072%)
Points / Credits $81 $1,125
Payment $898 $985
Saving over 30 years $32,364 $0

(Assumptions: Purchase price: $200,000. Loan amount: $150,000. ZIP code: 90001, Credit 740+. Single Family Residence. Primary Residence. 30-day lock)

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Loan Factory vs. Bank of America

Rates as of Thursday, February 29 2024 at 5:00 PM (Pacific Time)

Bank of America
Rate 6.499% (APR=6.503%) 7.125% (APR=7.418%)
Points / Credits $84 $1,726
Payment $1,264 $1,347
Saving over 30 years $31,522 $0

(Assumptions: Purchase price: $250,000. Loan amount: $200,000. ZIP code: 95464, Credit 740+. Single Family Residence. Primary Residence. 30-day lock)

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Loan Factory vs. Guaranteed Rate

Rates as of Thursday, February 29 2024 at 5:00 PM (Pacific Time)

Guaranteed Rate
Rate 6.25% (APR=6.258%) 6.45% (APR=6.779%)
Points / Credits $284 $4,162
Payment $2,155 $2,201
Saving over 30 years $20,438 $0

(Assumptions: Purchase price: $437,500. Loan amount: $350,000. ZIP code: 60666, Credit 740+. Single Family Residence. Primary Residence. 30-day lock)

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Loan Factory vs. Better.com

Rates as of Thursday, February 29 2024 at 5:00 PM (Pacific Time)

Better.com
Rate 6.499% (APR=6.503%) 6.375% (APR=6.588%)
Points / Credits $61 $3,200
Payment $1,011 $998
Saving over 30 years $0 $0

(Assumptions: Purchase price: $200,000. Loan amount: $160,000. ZIP code: 94123, Credit 760+. Single Family Residence. Primary Residence. 30-day lock)

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